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If you're going to make use of a small-cap index like the Russell 2000, you might wish to stop and consider why a great index fund company, like Lead, doesn't have any funds that follow it. The reason is due to the fact that it's a poor index. Not to state that transforming your whole policy from one index to an additional is hardly what I would call "rebalancing - universal life insurance broker." Cash value life insurance policy isn't an appealing possession course.
I have not also dealt with the straw male here yet, and that is the fact that it is reasonably rare that you actually have to pay either taxes or significant commissions to rebalance anyway. Most smart investors rebalance as much as possible in their tax-protected accounts.
And of training course, no one should be getting crammed common funds, ever. It's truly too poor that IULs do not work.
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